India's Patent Commercialization Platform

Making Patents Accessible and Industry-Ready

There are 228,402 dormant patents in India. We turn them into bankable assets. By combining strategic scouting and AI-powered valuation in under 30 minutes, Squirrel IP transforms your intangible ideas into tangible growth.

0+
Patent filings FY24-25
<5%
Ever commercialized
₹30LCr
MSME funding gap
Artha Valuation Studio✓ Basel III Compliant
₹46,58,120
Fair Market Value (P50) · Squirrel Technology Patent IN02022024
Market
92.3%
Cost
7.7%
Income
0.0%
Patent Health Score
81 / 100
A+
Scouting: 97% Match Found

143,729 Patents Filed Last Year.
Less than 5% will ever earn a single Rupee.

<2%
IP Used as Financial Collateral

India has over 1.9 Lakh patents in force, yet they generate almost zero formal credit. Why? Because banks don't have a yardstick for ideas. To a loan officer, a groundbreaking patent looks like a risky piece of paper. Without a standardized valuation, the default answer is always "No."

₹30LCr
MSME Funding Gap

The current manual valuation process is a relic: it takes 4 to 6 weeks, costs upwards of ₹5 Lakhs, and produces reports that banks can't defend during a predictable RBI audit. This friction makes IP non-bankable, leaving India's most innovative MSMEs starved of the capital they need to scale.

95%
Indian Innovation Sits Idle

Every year, over 1.1 Lakh patents are filed, but less than 5% ever reach the market. High-potential inventions expire in desk drawers while enterprises waste years reinventing what's already been patented. This isn't just a waste of talent; it's a stagnation of the national economy.

Two engines.
One mission: IP liquidity.

We built the infrastructure that converts India's dormant patent portfolio into actionable financial and commercial opportunity through one valuation and one scouting engagement at a time.

April 2026 changes everything.

For decades, patents were "dead assets" on a balance sheet. As of April 1, 2026, the Reserve Bank of India has unlocked the gates. Under the new NFB Credit Directions (Basel III Alignment), Intellectual Property is now formally recognized as eligible financial collateral, slashing risk weights by 25% for banks.

1970
The Legal Bedrock
Patents Act §68–69: IP has always been legally mortgageable in India. The law was ready, but the infrastructure was missing. There was no way to "measure" the math for a mortgage until now.
2019
The Expert Verdict
UK Sinha Committee: The RBI's own expert panel identified a ₹30 Lakh Crore credit gap and explicitly recommended patents as the collateral of the future.
Aug 2025
The Landmark Reform
RBI NFB Directions Notified: The notification that changed everything. By aligning with Basel III standards, the RBI cleared the path for IP to be treated with the same financial respect as gold or real estate.
Apr 2026
The Infrastructure is Here
Artha is Ready: Every IP-backed loan now requires a standardized, defensible valuation. We are the first-to-market engine built specifically to meet these new RBI audit standards.
25%
Risk Reduction: IP-backed loans qualify for a 25% risk-weight reduction under Basel III, optimizing bank capital.
₹18.5KCr
Market Unlocked: The new RBI framework has unlocked an immediate ₹18,500 Crore lending opportunity for Indian MSMEs.
$126.5B
Global Proof: In 2024, China's IP-financing hit $126.5 Billion. India is now adopting this proven global blueprint.
0
The "Zero" Gap: Zero Indian banks currently have an internal IP valuation tool. Artha is the "Day 1" solution for every lender.

From patent to loan
in under 30 minutes.

01

Instant Data Harvesting

Enter any granted Indian patent number. Artha's neural connectors instantly pull live data from the IPO, EPO, and WIPO. We eliminate manual entry and human error from the very first second.

02

Multi-Method Triangulation

Three valuations. One definitive range. Artha doesn't just guess; it calculates. By running Market, Income, and Cost approaches simultaneously powered by 10+ live API streams we produce a valuation that is mathematically defensible and audit-ready.

03

Monte Carlo Simulation

10,000 simulations for total certainty. We run your patent through 10,000 stochastic "stress test" scenarios. This generates a clear risk profile: P10, P50, and P90. It's the depth of a boutique firm at the speed of light.

04

The Bank-Grade Output

Download your Patent Health Score (0–100) and Collateral Grade (AAA–C). You receive a full PDF report and an API-ready JSON output fitting perfectly into existing bank loan LOS (Loan Origination Systems) just like a CIBIL check.

Let's unlock the
value of innovation together.

Whether you're a bank, startup, IP law firm, or enterprise, Squirrel IP has the tool you need to make patents work.