India's First Bank-Grade Standard for Patent Value.
Artha isn't just a tool, it's a financial bridge. In under 30 minutes, we transform any granted Indian patent into an audit-ready credit score. No analyst bias, no 6-week delays, just precise, defensible math designed for the rigors of modern banking and enterprise.
Request Access →The Missing Link in India's credit stack.
Until now, valuing a patent was a slow, subjective, and expensive guessing game. Artha changes that by making IP valuation as fast and reliable as a credit check.
Unlocking the "Patent Mortgage"
For the first time, your patent can function like real estate. We provide the standardized, defensible documentation that converts intangible ideas into eligible financial collateral under the new RBI 2025 framework.
Institutional Certainty for Lenders
Banks don't like uncertainty. Artha uses the same probabilistic modeling (P10/P50/P90) found in Basel III risk management, giving credit officers the statistical confidence to approve, price, and provision IP-backed loans.
Strategic Price Discovery
Never enter a licensing negotiation or a sale without a number. Artha establishes a Fair Market Value anchor, giving IP owners a position of strength and buyers an independent, verified benchmark for every discussion.
Frictionless M&A Due Diligence
Stop waiting weeks for manual audits. During acquisitions or investment rounds, Artha delivers a standardized portfolio valuation at a fraction of the cost, ensuring that intellectual wealth is never undervalued or overlooked.
A National Benchmark for India
We’ve replaced 'consultant subjectivity' with algorithmic consistency. By establishing a repeatable benchmark, Artha allows banks, regulators, and courts to speak the same financial language for the first time.
Speed as a Competitive Advantage
We’ve collapsed the timeline from 6 weeks to 30 minutes and the cost by over 70%. We make valuation economically viable for India’s 2.2 Lakh+ active patents, allowing innovation to move at the speed of business.
One Engine. Every Stakeholder.
Whether you are lending capital, protecting a client, or building a startup, Artha provides the missing financial data point for every participant in India’s patent value chain.
Banks & NBFCs
Under RBI’s 2025 mandate, banks must value IP before accepting it as collateral. Artha plugs directly into your credit appraisal workflow via API, turning a complex regulatory hurdle into a 30-minute automated check.
Credit Appraisal • Risk Assessment • Audit Compliance
IP Law Firms
Stop outsourcing to expensive consultants. Artha gives your firm the power to provide instant, data-backed strategy for licensing, disputes, and portfolio audits—all without leaving your desk.
Licensing Strategy • Litigation Support • Client Advisory
MSMEs & Deep-Tech Startups
Don't let a ₹5 Lakh consulting fee stand between you and a bank loan. Artha delivers a bankable asset report at a fraction of the cost, giving small players the 'big tech' credibility needed to secure credit.
Collateral Documentation • Investor Rounds • Grant Applications
Enterprise & R&D Teams
For corporations with hundreds of patents, manual valuation is impossible. Artha offers institutional-scale monitoring for financial reporting, M&A due diligence, and optimizing licensing revenue.
Portfolio Management • M&A Support • Financial Reporting
IITs & Research Institutions
India’s premier labs file thousands of patents that sit idle. We help Technology Transfer Offices (TTOs) price their licenses credibly, attract industry partners, and prove the real-world ROI of their research.
Tech Transfer • Industry Partnerships • Licensing Negotiation
VCs & Private Equity
Deep-tech investing is risky when you can't value the core IP. Artha provides an independent, auditable health score that integrates seamlessly into your investment memos and exit valuations.
Portfolio Assessment • Investment Memos • Exit Strategy
Four-step process. Zero subjectivity.
Artha applies institutional-grade logic to every patent. It’s systematic, reproducible, and built to scale with the speed of global finance.
Global Data Harvesting
The most comprehensive data pull in the industry. Simply enter a granted Indian patent number. Artha instantly queries global patent offices, international family registries, and live macroeconomic benchmarks. We aggregate citation strength, legal status, and market-comparable data points without you lifting a finger.
Multi-Lens Valuation
Calculated for total compliance. We don't rely on a single perspective. Artha simultaneously computes three internationally recognized valuation frameworks—Cost, Market, and Income. These are the exact standards mandated by the IVSC and recognized by the RBI, ensuring your report is audit-ready from day one.
High-Fidelity Risk Stress-Testing
10,000 scenarios for absolute certainty. To eliminate guesswork, we run your patent through thousands of stress-test simulations. This produces a reliable value distribution: a conservative Floor (P10), a Fair Market Value (P50), and a Strategic Upside (P90). It’s the same statistical rigors used in Tier-1 banking risk models.
The Institutional Deliverable
Audit-ready. System-compatible. Defensible. Your output is a comprehensive PDF report and an API-ready data stream. Each patent receives a Health Score (0–100) and a Letter Grade (AAA–C), complete with full documentation for every data point used. It’s built to plug directly into any bank’s loan approval system.
How stakeholders use Artha in practice.
The only bankable solution.
| Dimension | Manual Consultants | Global Tools (Patsnap) | Squirrel IP |
|---|---|---|---|
| RBI / ULI Integration | ✗ Manual / Analogue | ✗ Built for US/EU | ✓ Native |
| Basel III Credit Scoring | ✗ Not Standardized | ✗ No Banking Fit | ✓ Full CRE22 Alignment |
| Turnaround Time | 3–6 Weeks | Days (Non-compliant) | <30 Minutes |
| Cost per Valuation | ₹3L – ₹10L | ₹25L+ (Enterprise) | Lesser than others |
| Valuation Method | Subjective / Human | US Litigation Data Only | Dynamic Triangulation |
| P10/P50/P90 Output | ✗ | ✗ | ✓ Simulation based |
| Audit Trail | ✗ | ✗ | ✓ 100% reproducible |